1. Acceptance of Terms

By visiting, purchasing, or using our digital products or services, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you do not agree with these Terms, please do not use our services.

2. Description of Services

We provide educational content, tools, and programs designed to help working professionals manage their finances, budget effectively, and develop long-term financial clarity. All materials are intended for educational purposes only and should not be taken as personal financial or investment advice.

3. Payments & Pricing

• All prices are listed in Indian Rupees (INR) unless otherwise specified.

• Payments are processed securely through verified third-party gateways.

• Prices and offers are subject to change without prior notice.

• Once payment is made and access granted, no refunds or cancellations are permitted (see Refund Policy).

4. Intellectual Property

All course materials, templates, guides, and content provided through the Finance Mastery System are the property of the Institute of Commerce & Management. You are granted a limited, personal, non-transferable license to use them for your own learning. You may not reproduce, share, or distribute the content without written permission.

5. Disclaimer

The Finance Mastery System provides educational information and general guidance. We do not guarantee any specific results, income, or financial outcomes. Your success depends on your own effort, discipline, and circumstances. We are not SEBI-registered advisors or certified financial planners.

6. Limitation of Liability

We are not responsible for any direct, indirect, incidental, or consequential losses arising from your use of our products, services, or website. You agree to use all materials and advice at your own discretion and risk.

7. Account Access & Security

When you purchase a program, you will receive login credentials for our secure platform. You are responsible for maintaining the confidentiality of your account information and must not share your credentials with others. Unauthorized sharing or resale of access may result in termination without refund.

8. Privacy

We respect your privacy and handle all personal data according to our Privacy Policy. By using our website, you consent to our data collection and usage practices as outlined there.

9. Modifications to Terms

We may update these Terms & Conditions periodically. Changes take effect immediately upon posting on this page. It is your responsibility to review them regularly. Continued use of our services indicates acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of the courts located in [jabalpur, India].

11. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Email: support@financewithvishal.com

Address: Chhoti bazariya,Garha [jabalpur, India]

By purchasing or using our programs, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.