This Refund & Cancellation Policy applies to all digital products and programs offered under the Finance Mastery System by the Institute of Commerce & Management. Please read carefully before making any purchase.
1. Digital Product Policy
All our products, templates, calculators, and training materials are digital. Once your payment is confirmed, you receive instant access via email or our secure portal. No physical items are shipped, and there are no delivery charges.
2. No Refund Policy
Due to the instant-access nature of our digital courses and resources, all sales are final and non-refundable. By completing your purchase, you acknowledge that you:
Understand what you are purchasing before payment.
Agree that no refunds, cancellations, or exchanges will be issued once access is granted.
Have reviewed all inclusions and descriptions provided on the sales page.
This policy protects our intellectual property and ensures fairness to all customers.
3. Payment Terms
All prices are displayed in Indian Rupees (INR) unless stated otherwise. Payments are processed securely through trusted gateways such as Razorpay, PayU, or Stripe. We do not store or have access to your complete payment information.
4. Access Issues
If you encounter any issue accessing your purchase (for example, missing download links or login credentials), please reach out within 48 hours of purchase. We'll verify your transaction and restore access as soon as possible.
Contact: support@financewithvishal.com
5. Course Access Duration
All products include lifetime access unless otherwise mentioned. Access is personal and non-transferable. Sharing login credentials or redistributing content will result in suspension of your account without refund.
6. Exceptions
Refunds will only be considered in rare, valid cases such as:
Duplicate payments for the same product.
Technical error causing multiple charges.
In these cases, please notify us within 7 days of payment and include your transaction reference for verification.
7. Contact Us
For any payment or access concerns, please contact:
Email: support@financewithvishal.com
Address: Chhoti bazariya,Garha [jabalpur, India]
8. Summary
By purchasing our digital products, you acknowledge that you understand:
Access is delivered digitally and instantly after payment.
No refunds, cancellations, or returns apply once access is granted.
No physical shipping or delivery is involved.
We appreciate your trust and look forward to helping you master your finances with confidence and clarity.
This Refund & Cancellation Policy is provided for transparency and customer protection. Please review it before completing your purchase.