This Privacy Policy describes how Finance Mastery System (operated by Institute of Commerce & Management hereafter we, us, or our) collects, uses, and protects information when you visit our website, enroll in courses, or download digital products.

1. Information We Collect

• Personal information: name, email address, phone number, billing address (when required).

• Payment information: processed securely by third-party gateways (we never store raw card details).

• Technical data: IP address, browser, device, pages visited, and other analytics.

• Voluntary data: support messages, feedback, or information you provide during registration.

2. How We Use Your Information

We use the information we collect to:

• Deliver digital products, access links, and training materials.

• Send transactional emails (receipts, login details, access instructions).

• Provide updates, educational content, and occasional product announcements.

• Improve the site experience and troubleshoot technical issues.

• We do not sell or rent your personal data to third parties

3. Email & Communications

By providing your email you consent to receive product-related emails and optional informational messages. You may opt out of marketing emails at any time using the unsubscribe link. Transactional emails (order confirmations, access details) will still be delivered.

4. Payment Processing

Payments are handled by secure third-party payment processors (for example: Razorpay, PayU, Stripe). We do not store your full payment card information on our servers. Each payment provider uses strong encryption and adheres to industry security standards.

5. Cookies & Tracking

We use cookies and similar technologies to remember preferences, analyze traffic, and improve your experience. You can disable cookies in your browser, but some features may not function correctly.

6. Data Security

We implement industry-standard technical and organizational measures to protect your data. While we work to secure your information, no online system is completely risk-free. Please use strong, unique passwords and notify us if you suspect unauthorized access.

7. Data Retention

We retain your personal data only as long as necessary to provide services, comply with legal obligations, and resolve disputes. When data is no longer required it will be deleted or anonymized.

8. Third-Party Links & Services

Our site may link to third-party tools and platforms. We are not responsible for their privacy practices. Please review third-party privacy policies before providing information.

9. Your Rights

You have the right to access, correct, or request deletion of your personal data, and to withdraw consent for marketing communications. To exercise your rights, contact us at the address below.

10. Children

Our services are intended for adults (18+). We do not knowingly collect information from minors. If you believe a minor has shared personal data, contact us and we will remove it.

11. Changes to This Policy

We may update this Privacy Policy occasionally. We will post the updated policy with a revised Last updated date. Continued use of our services constitutes acceptance of those updates.

12. Contact Us

If you have questions or want to exercise your data rights, please contact us:

Email: support@financewithvishal.com

Address: Chhoti bazariya,Garha [jabalpur, India]